Abernathy household annual relationship review

An annual relationship meeting at an advisory firm

Annual review Abernathy household Quillfield Wealth Advisors

Owner: Thomas Whitaker. Updated Oct 1, 2026.

The year in four counts

October 2025 to September 2026 19 requests completed 1 question without an answer

A year of service for Anne and Gerald Abernathy on one page: the reviews held, the requests completed, the decisions made and how long each kind of request took, with the one open question named. Prepared by Thomas Whitaker, lead adviser at Quillfield Wealth Advisors, with Rebecca Stroud, client service director, for the Abernathy household. It covers October 2025 to September 28, 2026, and is the starting point for the annual review on Thursday, October 15, 2026.

Two of the four counts are about the October 15 review: how many accounts are reconciled and how many requested items have arrived. The other two are about the year: how fast requests are completed and how many spring decisions are finished.

Details
PeriodOctober 2025 to September 28, 2026
Reviews heldTwo: the annual review in October 2025 and the spring review on April 21, 2026
Service requests completed19, with a median of 3 business days
Requests slower than 15 days2 of the 19
Spring decisions3 made, 2 complete and 1 waiting on the household
Open questionFunding long-term care, raised in the spring
Next reviewThursday, October 15, 2026

Requests through the year

Quillfield completed 19 service requests for the household in the 12 months. The most in one month was three, in April, the month of the spring review. The two requests completed in May were the higher monthly distribution and the beneficiary update from that review.

How long each kind of request takes

The median is 3 business days across all 19 requests. Two of the 19 took more than 15 days. Rebecca Stroud keeps the reason for each in the service log and will go through both on October 15 if Anne or Gerald ask. Distributions and transfers take longest because the custodian has to accept the paperwork.

Request typeMedian business daysWhat it covers
Distributions and transfers6Changes to the monthly distribution and moves between accounts
Account changes4Registration, address and account details
Documents and forms3Statement copies and signed forms
Beneficiary updates2Changes to the people named on an account
Questions2Questions the household sends between reviews

Service in the year

The table lists the larger pieces of service work. Each one has an owner and a status.

WhenServiceOwnerStatus
Oct 2025Annual review held and notes filedThomas WhitakerComplete
Apr 21, 2026Spring review held and three decisions recordedThomas WhitakerComplete
May 2, 2026Monthly distribution raisedThomas WhitakerComplete
May 20, 2026Beneficiaries updated on every accountRebecca StroudComplete
Aug 19, 2026IRA consolidation transfer request loggedRebecca StroudWaiting 41 days
Sep 10, 2026Six review items requested through the secure requestZaid Bukhari4 received, 2 outstanding
Sep 14 to 21, 2026Family trust account opening startedRebecca Stroud8 of 11 items complete
Sep 17, 2026401k rollover deposit added to the open itemsLinnea HolmqvistOpen

The IRA consolidation is the one spring decision still open. The receiving custodian rejected the first transfer form because of a signature mismatch. Rebecca sent a corrected form for Anne to sign and logged the delay against the decision.

One question has no recorded answer

The question. In the spring the household asked about funding long-term care. No answer has been recorded since. Consequence. The household has waited since spring for it, and a year of service should not close with an open question. Owner and next step. Thomas Whitaker added the question to the October 15 agenda and noted the delay. A related item is still outstanding: the long-term care policy statement from the insurer, which Zaid Bukhari follows up on Friday, October 2.

A year of service should be visible on one page, including the part we have not finished. The long-term care question is mine to answer on October 15.

Thomas WhitakerLead adviser, Quillfield Wealth Advisors

Commitments for the next twelve months

Owners and dates

Next year commitments
✓Two reviews held in the twelve months to September 28
✓Raise the monthly distribution and update beneficiaries: both complete
Answer the long-term care funding question. Owner: Thomas Whitaker, at the October 15 review
Receive the 2025 tax return so the tax projection can be prepared. Owner: Zaid Bukhari, by October 9
Submit the corrected IRA transfer form after Anne signs it. Owner: Rebecca Stroud, before October 15
Open the trust account. Owner: Rebecca Stroud, by October 20
Start the transfer of the brokerage account into the trust. Owner: Rebecca Stroud, before year end
Set the spring 2027 review date. Owner: Rebecca Stroud, at the October 15 review
Write down the reason for any request open more than 15 days. Owner: Rebecca Stroud, ongoing
Annual review, Oct 15
Trust account open, by Oct 20
Transfer started, before year end
Spring review, date set on Oct 15

What this review covers

This review reports service: meetings, requests, decisions and how long they took. It shows no account values or returns and contains no investment, tax or legal advice. Analysis and recommendations come from Thomas Whitaker at the review.

Who prepared this review

TWThomas WhitakerLead adviser, Quillfield Wealth Advisors, approves the wording and answers the open question
RSRebecca StroudClient service director, Quillfield Wealth Advisors, keeps the service log
AAAnne AbernathyClient, reads the review before October 15

Demo client portal. Quillfield Wealth Advisors, the Abernathy household, the people and every figure are fictional sample data. Built on FuseBase.